Call Us Today For A Quote | 508-222-0794
71 County St.
Attleboro, MA 02703

The answer is that it very well may depending on the situation and what type of auto policy you have.  Massachusetts Private Passenger Automobile policies include Uninsured Auto (UM) and Underinsured Auto (UIM) coverages which “… will pay damages for bodily injury to people injured or killed in certain accidents caused by uninsured or hit-and-run autos.”  The policy further states “We will pay damages to or for: 1. You, while occupying your auto, while occupying an auto you do not own, or if injured as a pedestrian. 2. Any household member, while occupying your auto, while occupying an auto not owned by you or if injured as a pedestrian.” Court decisions have determined that a rider operating a bicycle on the roadways is a “pedestrian” therefore if you are riding and are injured by a car that has no insurance (usually canceled insurance) or a hit-and-run you should be able to find coverage for your injuries from your own policy.  You should talk to your agent regarding your Liability and Uninsured/Underinsured limits as they can vary from State minimums of $20,000 Per Person/$50,000 Per Accident all the way up to $250,000/$500,000.  $20,000/$40,000 limits won’t go very far if you are seriously injured.  Also, in order to increase your Uninsured/Underinsured Auto limits you may need to increase your Liability limits because Uninsured/Underinsured limits cannot be higher than your Liability limits.  Safe Riding!

Posted 6:16 PM

Share |

No Comments

Post a Comment
Required (Not Displayed)

All comments are moderated and stripped of HTML.
Submission Validation
Change the CAPTCHA codeSpeak the CAPTCHA code
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011

View Mobile Version
Get A Quote
We love referrals! And thank you even more for your continued business.
Customer Service
Self policy service any time of the day, directly from our website.
Join Our Newsletter
Stay in touch with the latest events, news and offers we have.
From Our Blog From Our Customers
Read More Read More
Contact Us Today Helpful Site Links Read the News

71 County St.
Attlleboro, MA 02703
Tel:   508-222-0794
Fax:  508-465-3370                        Contact Form   

BBB    Trusted Choice

Stay up-to-date with the latest industry, community and agency news through our newscenter. We also provide handy hints on how to save on your insurance.

Read More
We have the expertise to find you the right coverage at the right price 
Powered by Insurance Website Builder