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MAIA’s bill, S-461 – An Act Banning the Use of Certain Socio-Economic Factors for Insurance Underwriting and Rating of Motor Vehicle Liability Insurance, filed on by Senator Michael Rodrigues (D-Westport) will be heard before the Committee on Financial Services on Tuesday, October 18th at the State House in Room B-1. This important consumer legislation will help protect the state’s auto insurance-buying public from rating practices that we believe would be unfair, discriminatory and unreliable by introducing credit scores and other socio-economic factors such as occupation, education and marital status as rating factors in determining auto insurance rates.  If insurers are allowed to use socio-economic factors to determine auto insurance rates, two individuals living in the same neighborhood with identical vehicles, identical driving records and identical coverages could be offered significantly different rates because one person may be a college graduate and the other is not, or one is a white collar worker and the other is not.  

Please consider emailing your State Senator and Representative today! Ask them for their support of S-461 and urge your Senator to contact Senate President Therese Murray and urge your Representative to contact Speaker Robert DeLeo, asking them to support S-461 and contact their respective chairs of the Financial Services Committee urging them to give S-461 favorable consideration.  After reading the ACTION ALERT, scroll down to Field 1, “Compose Message,” to view the message that will be sent and type in your name. Then, in Field 2, “Sender Information,” type in the appropriate information that is required as indicated by the * asterisk. Then click the “SEND MESSAGE” button only once. The message will automatically be sent to your Senator and Representative based upon the information you provided. You will receive a confirmation showing the names of your Senator and Representative to whom your email was sent. Click here to begin.

Posted 6:04 PM

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